Pacific Life Producer Alliance
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Pacific Life Producer Alliance
Benefits of Fixed Annuities

Fixed annuities are designed to be both a savings vehicle and a source of retirement income. Your clients may need options that will help provide safety of principle, tax-deferred growth, guaranteed income and death benefits.

Immediate and deferred fixed annuities are long-term contracts which can provide:

  • Multiple annuity income payment options, including income for life.
  • Death benefits for beneficiaries, which may help avoid the costs and delays of probate.

In addition, deferred annuities also offer:

  • Ability for interest to grow tax-deferred.
  • Stability of interest-rate guarantees, even during volatile markets.
  • Flexibility to access a portion of the contract value without a withdrawal charge.

Guarantees, including interest rates and subsequent income payments, are backed by the financial strength and claims-paying ability of the issuing insurance company.

Pacific Life Fixed Annuities at a Glance

All options and features are subject to state availability and variations. If you work through a broker/dealer, please check with your home office for restrictions and product variations. See product pages for more information or call (888) 200-4372.

Deferred Fixed Annuities

Deferred fixed annuities offer principal protection and the opportunity to earn interest that grows tax-deferred while saving for retirement.


Immediate Fixed Annuity

An immediate annuity offers guaranteed income for one life, two lives, or for a specified time period. It is purchased with a single lump-sum purchase payment.


Deferred Income Annuity

A deferred income annuity can lock in predictable future income guaranteed for one life, the lives of both spouses, or for a specified time period.



Contract form series: 30-1229, ICC12:30-1229, 30-2229-13, 30-1229-R, ICC12:30-1229-R, 30-2229-R-13, 30-1282, 30-1294, 30-1305NJ, ICC14:30-1308, 30-2294, 30-2305, 30-1209, ICC11:30-1209, 30-1209OR, 30-1181, ICC10:30-1181, 30-1181OR, 30-2181-13, 30-1401, ICC15:30-1401, 30-1800, ICC17:30-1800.
Rider series: 20-1210-2, ICC11:20-1210-2, 20-1210OR-2, 20-1211-2, ICC11:20-1211-2, 20-1211OR-2, 20-1299, ICC14: 20-1309, 20-2299, ICC14:20-1309, 20-1300, 20-2300, 20-1500, ICC15:20-1500, 20-1805, ICC17:20-1805, 20-1806, ICC17:20-1806, 20-1299, ICC14:20-1309, 20-2299, 15-1400, ICC15:15-1400, 15-2400.
Endorsement: 15-1400, ICC:15-1400, 15-2400, 15-1403, ICC16:15-1403.

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